Payment terms


We use Checkout as a general payment method. Checkout is a secure payment method licensed by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (Business ID 2196606-6) and Checkout Finland Oy is part of OP Financial Group.

The Checkout payment intermediary will forward your payment to the merchant. If your bank statement or credit card bill shows Checkout Finland Oy, we have forwarded your payment.

E-commerce acts as a marketer of products and services and as a supplier of products to a customer. E-commerce takes care of legal obligations related to the trade as well as other self-defined obligations. If you wish to claim or return a product, you should contact the online store where the product is ordered.
Bank Payments

You have access to payment buttons at all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, My Savings Bank, Cooperative Bank, POP Bank, Savings Bank, S Bank and Ålandsbanken. Checkout Finland Oy will appear as the payee on your bank statement, we will forward your payment to the online merchant. The online shop will direct you directly to your bank to make a secure payment.

When you use the Payment Order Service, you are bound by the following terms and conditions: Payment Order Terms.
Credit card payments

You can pay online with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express. The e-commerce services include Verified by Visa, MasterCard SecureCode and American Express SafeKey. Checkout appears on the card as the payee and forwards the payment card paid by the customer directly to the merchant. Card payments are made using a secure payment form and the payment card details are not stored in the e-commerce systems.
Mobile Payment

Mobile payment methods Pivo, MobilePay, Masterpass, and Transfer are application-based services that allow you to pay for online purchases by wire transfer from your account or card payment by accepting payment in that application. In addition, Pivo succeeds with Transfer Transfers, which can be accepted in any application that supports Transfers.